Terms of Use

Welcome to BEZA Finance. These Terms of Use govern your use of our website located at bezafinance.com and our financial consulting services. By accessing or using our website and services, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the website or use our services.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the provisions of these Terms of Use, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the website or to products and services available through the website or provided by BEZA Finance.

2. Description of Services

BEZA Finance provides financial consulting and advisory services to individuals and businesses, including but not limited to:

• Personal financial planning and budgeting
• Business financial management and forecasting
• Investment planning and wealth management advisory
• Fractional CFO services
• Financial literacy training
• Fundraising and due diligence support

All services are subject to the terms of separate service agreements executed between BEZA Finance and the client.

3. Use of Website

3.1 Permitted Use

You may use our website for lawful purposes only. You agree to use the website only for your own personal, non-commercial use or for genuine business inquiries.

3.2 Prohibited Activities

You agree not to:

• Use the website in any way that violates any applicable local, national, or international law or regulation
• Transmit any unsolicited or unauthorized advertising, promotional materials, or any other form of solicitation
• Attempt to gain unauthorized access to any portion of the website or any systems or networks connected to the website
• Use any robot, spider, or other automatic device, process, or means to access the website for any purpose
• Introduce any viruses, Trojan horses, worms, logic bombs, or other malicious or technologically harmful material
• Impersonate or attempt to impersonate BEZA Finance, a BEZA Finance employee, another user, or any other person or entity

4. Intellectual Property Rights

The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by BEZA Finance, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not:

• Reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website
• Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text
• Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site

5. User Representations

By using the website or our services, you represent and warrant that:

• All registration information you submit will be true, accurate, current, and complete
• You are at least 18 years of age
• You have the legal capacity and agree to comply with these Terms of Use
• You will not use the website for any illegal or unauthorized purpose
• Your use of the website will not violate any applicable law or regulation

6. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. BEZA FINANCE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE WEBSITE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

BEZA Finance does not warrant that the website will be uninterrupted or error-free, that defects will be corrected, or that the website or the server that makes it available are free of viruses or other harmful components.

7. Limitation of Liability

IN NO EVENT SHALL BEZA FINANCE, ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use the website or services
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the website
• Any bugs, viruses, Trojan horses, or the like which may be transmitted to or through the website by any third party
• Any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via the website

8. Financial Advice Disclaimer

The content on this website and the advice provided through our services are for informational and educational purposes only and should not be construed as professional financial, investment, legal, or tax advice. BEZA Finance is not a registered investment advisor, broker-dealer, or certified public accountant. Before making any financial decisions, you should consult with a qualified professional advisor.

Past performance is not indicative of future results. All investments carry risk, and you should carefully consider your own financial situation and risk tolerance before making any investment decisions.

9. Indemnification

You agree to defend, indemnify, and hold harmless BEZA Finance, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the website or services.

10. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of the Republic of Kenya, without regard to its conflict of law provisions. You agree that any legal suit, action, or proceeding arising out of or related to these Terms or the website shall be instituted exclusively in the courts of Kenya.

11. Severability

If any provision of these Terms of Use is held to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

12. Entire Agreement

These Terms of Use, our Privacy Policy, and any applicable service agreements constitute the sole and entire agreement between you and BEZA Finance regarding the website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the website.

13. Changes to Terms

BEZA Finance reserves the right, in its sole discretion, to change, modify, add, or remove portions of these Terms of Use at any time. It is your responsibility to check these Terms periodically for changes. Your continued use of the website following the posting of changes will mean that you accept and agree to the changes.

14. Contact Information

If you have any questions about these Terms of Use, please contact us at: